Business Funding Built on Strength.
Funding Solutions for Businesses Ready to Grow.
From a $10K working capital need to a $50M development project, Templar matches your goal with the right funding source. Browse the programs below, then apply or call (561) 507-7212.
Business funding
Term loans and working capital
A fixed amount repaid on a schedule, typically over 1 to 10 years, for expansion, purchases or everyday operating needs. Typical size: $25K to $5M+. Lenders look at operating history and cash flow, and a personal guarantee is often required.
Merchant cash advances
Receive capital in exchange for a portion of future receipts, repaid through frequent remittances based on your deposits or sales. Typical size: $10K to $2M+. These are priced as a purchase amount and repayment schedule, not an interest rate, so compare total repayment before you accept.
Equipment financing and leasing
Finance the equipment you need, with the equipment itself as collateral. Typical size: $25K to $5M+, typically over 2 to 7 years. Expect to provide an invoice or quote, equipment details and cash flow information.
Business Lines of Credit
Revolving access to funds you draw as needed, with costs applying to what you use. Typical size: $25K to $5M. Lenders usually review deposits, revenue and cash flow, and a line may be secured or unsecured.
Credit card split funding
Funding connected to your card processing, based on eligible card sales and settlement history and repaid through an authorized split or ACH arrangement. Typical size: $25K to $2M+. Requires processor approval and written merchant authorization; terms vary by lender.
(Add a link under it: “Learn about credit card processing” to /credit-card-processing.)
SBA 7(a) and 504 loans
Programs partially guaranteed by the U.S. Small Business Administration and offered through approved lenders. 7(a) loans go up to $5M, with terms up to 10 years for working capital and up to 25 for real estate. 504 loans fund fixed assets and projects. Eligibility rules and documentation are more extensive.
Real Estate & Asset-Backed Financing
Commercial mortgages and refinancing
Acquire or refinance commercial property, with terms based on property income, loan-to-value and appraisal. Typical size: $250K to $25M+, with 5 to 30 year amortization and possible balloon payments.
(Add a link under it: “Commercial real estate financing” to /commercial-real-estate-financing.)
Bridge and hard money loans
Short-term financing, typically 6 to 36 months, based mainly on asset value and a clear exit strategy. Typical size: $100K to $25M+. Pricing is risk-based.
Construction and development
Funding released in draws against project milestones. Typical size: $250K to $50M+. Expect to share land and equity details, the budget, plans, permits and your exit plan.
Debt consolidation and cash-out
Restructure existing debt or access equity. Typical size: $25K to $5M+. Structure depends on the type of debt, your ability to repay, collateral and total leverage.
Personal, Home Equity & Specialty Financing
HELOCs and home equity loans
Borrow against the equity in your home as a variable-rate line of credit or a fixed installment loan. Typical size: $25K to $2M+. Lenders review equity, income and debt-to-income, plus property insurance, taxes and valuation.
Personal loans and credit lines
Generally unsecured financing based on verified income and debt-to-income. Typical size: $10K to $250K+.
Factoring and purchase order financing
Turn unpaid invoices or confirmed purchase orders into working capital. Typical size: $50K to $10M+. Lenders verify the invoices or orders and your customers’ credit.
Letters of credit and trade finance
A documentary letter of credit is a bank’s commitment to pay a seller once the agreed shipping and trade documents are presented. It helps buyers and sellers do business across distances and borders. Templar can help eligible businesses explore letters of credit through participating funding sources. Size and requirements vary by lender.